5 Money-Making Apps to Try in 2022

5 min readDec 10, 2021

Ibotta and Upwork are two free apps that can help you earn extra money. Apps provide a plethora of options for people wishing to generate money in a convenient manner. Take surveys, pick up a side gig, sell your unwanted items, and more with your smartphone.

Here’s all you need to know about 5 free web apps that make money. Apps with at least four stars and 25,000 reviews in both Google Play and the iOS App Store were considered by NerdWallet.

The greatest apps for making money

1. Ibotta

Ibotta is a service that allows you to earn money by completing

How it works: With Ibotta, you can get cashback on over 1,500 brands and retailers’ in-store and online purchases. It began as a grocery store and has now evolved to include apparel, entertainment, pet supplies, and other items. Offers can be particular to a product or a merchant, and some will be applied automatically. Others will require you to do a separate task, such as watching a film or taking a poll.

There are three different ways to get money back in stores: After your shopping trip, add offers and submit your receipt in the app, link your retailer loyalty accounts, or buy a retailer gift card through the Ibotta app. You use the app or the website to make online purchases.

Payment options include PayPal, gift cards, and wire transfers to a bank account.

Cons: Earning money can take a long time. To redeem your winnings, you must have at least $20 in cashback (or $25 for specific gift cards). The pending period for receiving cashback on online purchases varies by retailer. However, it may take many months for you to get credit for your purchase in some cases. For example, the waiting period for Macys.com is up to 90 days as of this writing.

Download: Android, iOS.

You are seeking ideas to make a financial app? Read this: Financial app ideas

2. Rakuten

Rakuten (previously known as Ebates) gives customers up to 40% cashback on purchases made at well-known stores, restaurants, and food delivery services. Cashback can also be earned on travel, gift cards, and other purchases. It’s easy to understand: Create an account, then go to the app and tap on the deal you want, then complete the transaction through the portal. You may also earn cashback in-store by linking a credit or debit card to your Rakuten account, as long as you activate the deal through the app first. After Rakuten confirms the purchase with the shop, which might take anywhere from a few hours to several days, the money is credited to your account.

Payment can be made via PayPal or by check.

Pros: Cashback is available at thousands of businesses and for a variety of transactions, so you’ll most likely find bargains where you already shop. Sign-up and referral bonuses are also available.

Cons: You must spend money to earn money, like with most cash-back programs. You won’t see your earnings right immediately, either; Rakuten pays out every three months, and you must have at least a $5 cash-back amount to get paid.

Download: Android, iOS.

3. Swagbucks

Swagbucks is a cash-back and rewards app that works in a similar way to Amazon Prime. Swagbucks allows you to earn “SB” points by shopping, answering surveys, watching movies, playing games, and completing other things. You can exchange your points for gift cards or money in your PayPal account. The overall number of points awarded varies depending on the task. Surveys, for example, are usually worth 40 to 200 SB points each. The minimum balance necessary to redeem varies per payout choice, but some gift cards can be purchased for as little as 140 SB.

Payment can be made with a gift card or using PayPal.

Pros: Swagbucks provides a variety of simple ways to earn rewards, and there is no time limit on when you may cash out. After redemption, payments are normally received within 10 business days. When you join, you can also get a $10 incentive if you make a qualifying $25 purchase.

Cons: It pays very little; one SB is worth around a penny. With many chores being worth pennies, it can take a long time and effort to generate a significant sum of money. Furthermore, you will not be eligible for every survey or activity. Users frequently claim to be thrown out of surveys when they are in the middle of them. According to Swagbucks, this could be due to demographics or dishonest or inconsistent responses.

Download: Android, iOS.

4. Fiverr.com

How it works: Fiverr is a freelance marketplace with over 200 categories of services, including programming, video, and animation. You build a “seller” profile that highlights your skills. Then, along with pricing and a description of your services, post the gig you’re offering. Clients, referred to as “buyers,” can navigate the site and place orders. Once you’ve finished the assignment, you’ll get compensated. Seller levels on Fiverr are assigned depending on performance. You’ll be able to sell more “extras” as you advance through the tiers, such as a speedier delivery time.

Payment options include PayPal, direct bank transfer, or credit to a Fiverr Revenue Card (a prepaid card). Depending on which option you choose, the minimum withdrawal amount varies, and you may be charged a withdrawal fee.

Pros: You won’t have to look for buyers because they will come to you. You can also get paid in the form of tips.

Cons: Fiverr takes 20% of your revenue, including tips, for each gig, and there’s a 14-day waiting period for withdrawals after completing an order.

Download: Android, iOS.

5. Upwork is the fifth option.

How it works: Upwork is a freelancing marketplace that links freelancers with jobs in writing, design, marketing, and other fields. You’ll start by creating a profile. It should include information such as your qualifications, availability, and desired rate, as well as the field you’re interested in. After that, you can make proposals. If you appear to be a good fit, clients will review them and offer you projects. You’ll be paid a modest fee for each submission, but not when clients contact you. You might get paid by the hour or by the project.

Payment: Directly to your bank account, wire transfer, Instant Pay, PayPal, and Payoneer. Charges apply to some payment options, so be sure to check Upwork for details.

Pros: Upwork helps take the work out of seeking out clients, establishing relationships, and getting paid. The service also gives you the flexibility to set your preferred rate and schedule.

Cons: While the app is free to use, contacting clients costs money. A service fee is also paid to users. Upwork gets a 5% to 20% share of your earnings, depending on how much you charge a client. The more money you make, the more money you keep. You will not be paid until 10 days after the billing period has ended. You should also keep in mind that you’ll be competing with other freelancers on the platform. As a result, clients may prefer those who have set lesser pricing.

Download: Android, iOS.

Article from: designveloper.com